Quarterly Planning Update Video

Welcome to our Q2/Q3 2026 Quarterly Planning Update!

Welcome to our inaugural Quarterly Planning Update for the Second and Third Quarters of 2026! 

“What are we doing right now?”  This question provides the theme for this recurring update and is meant to share what I would do if I were you in managing my own finances.

So, what are we doing right now??  This can be summed up with three concepts:  Your Family, Your Security and Your Cash Flow.

Cash flow is the simple one here, and by that is our cash flow working out as planned or do we need to re-evaluate our expenses?  Simply put, are we earning more than we spend or is there a way to earn more? 

Your security revolves around those unexpected things in life and is usually where an insurance discussion comes into play.  While myself and True Private Wealth rarely deal in insurance products, we do have a lot of discussions around it.  For example, do you have the right amount of insurance, say on your home?  A couple of years ago I looked at what happens if my home were to burn down.  I was surprised that what I’d receive wouldn’t nearly rebuild so we increase our coverage. 

In some cases, like driving a car we have to have insurance and in other cases insurance is a choice.  Long Term Care insurance is such an example, and by default and not owning coverage we are self-insuring.  This simply means that if we were to need care, we would have to write the check. 

Our last topic revolves around what the majority of our clients value the most: our families.  If anything happens to me do my assets go to who I want and how I want?  Should I pick a Will for my estate planning or a family trust?  Do we have an effective power of attorney in place?  Or do our college-age kids?  Have we set aside enough funding in the correct way for our kids’ or grandkids’ education?

 I’ve always believed, “we don’t know what we don’t know!”  So this Advanced Planning Strategy is meant to get in front of things before they occur.

Thank you for tuning in, and if you have any questions at all please reach out to me directly and I’d be happy to answer them.   As we head into the Fall, keep an eye out for our last segment of the year you don’t want to miss: Tax Planning Strategies!

See you next quarter! 

Disclaimers and Sources

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